As a predictable outcome of the 2017 Equifax data breach, identity thieves are coming up with new and creative ways of using the personal information that was exposed. The Equifax data breach and other recent data breaches have exposed over 179 million individuals’ personally identifiable information.  Hackers can use this data along with other information…

The holiday season is here, and so online shopping season is upon us.  Many of us will soon be caught up in the Black Friday frenzy shopping, immediately followed by non-stop holiday shopping. We’ll be merrily capitalizing on those once-a-year great deals, trying to make our holiday shopping dollars go as far as possible. But…

The answer is for the majority, yes.  According to the IRS , non-citizens paid approximately $23.6 billion in total taxes in 2015.  This number does not include those individuals that are using someone else's social security number to work illegally.  According to The Institute on Taxation and Economic Policy (ITEP) , a non-profit, non-partisan 501(c…

Approximately 179 million Americans’ Personally Identifiable Information (PII) was exposed by the 2017 Equifax data breach.  Everything enclosed in your credit file could have been exposed. Your name, birth dates, address, social security numbers, driver license numbers, phone numbers, etc.  In short, everything a cyber thief needs to establish credit in your name or…

Imagine if you will, a service that allows you to apply for credit in another person’s name then notifies you as to when the credit card will be delivered to their mailbox, so you know exactly when to be at the right time and right place to intercept their email.  We’ll that service exists today…