Identity theft is a crime in which an imposter obtains key pieces of personally identifiable information (PII), such as Social Security or driver's license numbers, to impersonate someone else.

The information can be used to obtain credit, merchandise, and services in the name of the victim, or to provide the thief with false credentials. In addition to running up debt, in rare cases, an imposter might provide false identification to police, creating a criminal record or leaving outstanding arrest warrants for the person whose identity has been stolen.  Identity theft is serious business.

Can it Happen to Me?

Yes, the odds are higher than you might think.  In 2017 6.64 percent of consumers became victims of identity fraud.  That’s about 1 in every 15 people.  Over 1 million children in the United States were victims of identity theft in 2017.

Identity breaches such as the Experian breach, which lost 145 million consumer records, resulting in an identity theft 31.7 percent of the time.  How many breaches occur in each?  In 2016 there were 1,579 breaches of 179 million consumer records.

How Can I Tell If My Identity is Stolen?

·         Withdrawals from your bank account(s) you did not make

·         Mail containing personal identifying information doesn’t arrive

·         Your credit report shows accounts that you never opened

·         You receive notice that another tax return was filed under your name

·         You are rejected by a medical insurance company due to a condition you do not have

·         You receive a notice that company that stores your personal information has had a data breach

Am I at Risk?

IDENTITY ARMOR provides a free Dark Web scan for determining if your identity is already out on the Dark Web where identity thieves buy, sell, and trade identity information.  Click here to determine if your information is already out there.

What Could Happen?

·         Identity thieves can drain your bank accounts

·         Fraudulent charges can appear your credit cards maxing them out

·         Thieves will open accounts in your name, and the lender or service provider could sue you

·         In many cases, your credit score will drop by over 100 points for a single unpaid account

How Long and How Much Does It Cost to Repair?

Once discovered the effects of identity theft could take months to repair and thousands of dollars in legal fees.  Some of the effects can continue for years.

How Can I Protect Myself from Identity Theft?

IDENTITY ARMOR can put an impenetrable shield around your identity.  Our identity theft protection plans start out as low 33 cents per day.   They monitor and alert you if your Personal Identifiable Information (known as PII) is found on the Dark Web or if there's any attempt access to your credit from criminal use.

While no product or service can guarantee that you will not fall victim to Identity Theft, IDENTITY ARMOR will right the wrongs done, using our $1M insurance policy, combined with our $5,000 in lost wages, and $1,000 in emergency cash.